As the end of the year comes closer, it’s important to remember that many dental insurance policies operate on a calendar year basis. This means that your benefit dollars are “use it or lose it”—if you don’t take advantage of them before December 31st, they will likely reset, and you’ll miss out on maximizing your insurance benefits. At Smile Well Dentistry in Duncanville, TX, we want to help you make the most of your dental insurance before time runs out. Now is the perfect opportunity to schedule appointments for preventive care, necessary treatments, or cosmetic procedures that can improve your smile and your overall oral health.
Don’t Let Your Benefits Go to Waste
According to the National Association of Dental Plans, only 2.8% of people with PPO dental plans reach or exceed their annual maximum benefit. This means the majority of patients leave hundreds, if not thousands, of dollars unused at the end of each year. Most dental insurance policies include an annual benefit cap, typically ranging between $1,000 to $2,000, depending on your plan. If you don’t use this amount before the year ends, it resets, and any unused funds go back to the insurance company, not toward your dental care.
Routine Care is Essential
Preventive services like dental cleanings, exams, and X-rays are typically covered by insurance at 100%. If you haven’t had your second cleaning for the year or need an annual exam, now is the time to schedule your visit. Regular check-ups are essential for catching potential problems early and maintaining good oral health, which can prevent more costly procedures down the road.
By taking advantage of your dental insurance now, you can avoid dental issues like cavities, gum disease, or tooth decay, which often require more complex treatments if left untreated. Preventive care not only helps you maintain a healthy smile but also ensures you’re getting the most out of your insurance benefits.
Maximize Treatment Coverage
If you’ve been putting off treatments like fillings, crowns, root canals, or periodontal therapy, now is the ideal time to schedule these procedures. Dental insurance often covers a portion of these restorative treatments, helping to reduce your out-of-pocket costs. Waiting until next year could result in higher costs if you need additional treatments that exceed your annual benefit cap.
For patients who require more extensive dental work, you can also plan to maximize your benefits by splitting treatments between the end of this year and the beginning of the next. This way, you can take advantage of two separate benefit periods, reducing the financial burden of larger procedures.
Improve Your Smile with Cosmetic Dentistry
Even though many dental insurance plans don’t cover cosmetic procedures like teeth whitening or veneers, some plans do offer partial coverage for treatments that improve both appearance and function, such as dental implants or orthodontic care. Be sure to check with your insurance provider or consult our team at Smile Well Dentistry to see how your benefits may apply.
Schedule Your Appointment at Smile Well Dentistry
At Smile Well Dentistry in Duncanville, TX, we are here to help you get the most out of your dental insurance benefits before the year ends. Don’t wait until the last minute—our schedule fills up fast as the holidays and end-of-year approaches. Take control of your oral health and maximize your insurance benefits today by scheduling your appointment with our experienced team.
Contact us now to book your visit and ensure you’re making the most of your dental insurance benefits before they expire!
Posted on behalf of Smile Well Dentistry